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HR 9734 · 119th CongressIntroduced

Rules for AI use in Medicare Advantage denials

Energy & Utilities

Sponsored by Herbert C. Conaway, Jr.

The vote
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Worked the bill
$484M
24 groups · their total 2025 lobbying
In the distance
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Summary

What the bill does

This bill would require Medicare Advantage plans to have a doctor review and approve any denial of care that is based on artificial intelligence. The doctor must sign a statement saying they used their own medical judgment, not the AI's output. The plan must also tell the patient and their provider that AI was used and give the provider a chance to talk to the doctor who approved the denial.

Why it matters

The stakes

Seniors on Medicare Advantage could be denied coverage for treatments or tests based on AI decisions. This bill aims to make sure a human doctor is involved before a denial is final.

Major public companies this covers
  • UnitedHealth GroupUNH
  • HumanaHUM
  • CVS HealthCVS
  • Elevance HealthELV
The debate

What each side says

Supporters
  • Patients should not have their medical care denied by a computer without a doctor's review.bill
  • Requiring a doctor's sign-off ensures that denials are based on individual medical judgment, not just an algorithm.bill
  • Giving providers a chance to talk to the reviewing doctor can help catch mistakes and improve patient care.bill
Critics
  • Adding a doctor review step could slow down the approval process and increase costs for Medicare Advantage plans.report
  • The bill may lead to more paperwork and record-keeping requirements that burden health plans.bill

Each point links to its source. The views are attributed to those sources, not stated as ours.

Follow the money

From this bill outward

The bill

where every tie is measured from
HR 9734Rules for AI use in Medicare Advantage denialsEnergy & Utilities

Who paid lobbyists to work it

Direct tie24 groups · their total 2025 lobbying
GroupIssues2025 lobbying
(all issues)
Has PAC?
UNITEDHEALTH GROUP, INC.›Named in billHealthBankingOther$12M✓UGP
CVS HEALTH (AND SUBSIDIARIES)›Named in billHealthBankingInsurance$9.7M✓CHP
ELEVANCE HEALTH, INC.›Named in billHealthBankingInsurance$7.5M✓EHP
HUMANA, INC.›Named in billHealthBankingDefense$4.5M✓HIPAC
STATE OF LOC NATION GLOBAL PUBLIC BENEFIT CORPORATION›AdvocacyOtherBanking$80M✗No PAC
CHAMBER OF COMMERCE OF THE U.S.A.›EnergyBankingForeign$70M✗No PAC
NATIONAL ASSOCIATION OF REALTORS›Real EstateBankingInsurance$54M✓NAORPAC
BUSINESS ROUNDTABLE INC›EnergyBankingHealth$34M✗No PAC

Election money, in the distance

Background · not tied to this billEnergy & Utilities PACs -> the members who voted

The background money view appears when a bill has a recorded vote and matching sector PAC data.

Lobbying filings, contributions, and votes are public records shown side by side. The further down the chain, the further the money is from this bill. This page does not assert that money caused any vote.