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Money & Votes · Finance & Insurance

Finance & Insurance money and the vote on S.J.Res. 18

227 members who voted on S.J.Res. 18 took finance & insurance PAC money in the 2024 cycle. Here is how much each received, and how they voted.

· U.S. Wealth Watcher

262 members who cast a yes or no vote took finance & insurance PAC money in the 2024 cycle. The biggest recipients are shown; the full list is on the bill page.

This resolution cancels a rule from the Consumer Financial Protection Bureau that would have limited overdraft fees charged by large banks and credit unions. The rule would have capped these fees at a lower amount, but this resolution stops it from taking effect.

Millions of Americans who use overdraft protection could face higher bank fees if the rule is blocked. Banks say the fees cover costs, while consumer groups argue they hit low-income customers hardest.

Major public companies this covers
  • JPMorgan ChaseJPM
  • Bank of AmericaBAC
  • Wells FargoWFC
  • CitigroupC
  • U.S. BancorpUSB
  • PNC Financial ServicesPNC
The vote

How the chamber split

217 yea · 211 nayPassed · 5 not voting
217 yes
211 no
The debate

What each side says

Supporters
  • The rule would hurt community banks and credit unions by reducing a key source of revenue they need to offer free checking and other services.report
  • Overdraft fees are a legitimate way for banks to cover the cost of processing payments when customers spend more than they have.report
  • The government should not set prices for bank services; the market should decide what fees are fair.report
Critics
  • The rule would save consumers billions of dollars in excessive fees, especially those who can least afford them.report
  • Large banks have been charging high overdraft fees that far exceed the actual cost of processing an overdraft.report
  • Canceling the rule leaves consumers without protection from unfair and deceptive overdraft practices.report

Each point links to its source. The views are attributed to those sources, not stated as ours.

Money lens

Finance & Insurance money, split by party

▲ Voted yes217
0 Dem212 Rep
Finance & Insurance PAC receipts$3.9M
  • AMERICAN BANKERS ASSOCIATION PAC (BANKPAC)$628K
  • THE COUNCIL OF INSURANCE AGENTS & BROKERS POLITICAL ACTION COMMITTEE$369K
  • NEW YORK LIFE INSURANCE COMPANY POLITICAL ACTION COMMITTEE$273K
  • NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS POLITICAL ACTION COMM$239K
  • +52 more Finance & Insurance PACs
Members covered142 / 217
Avg per covered$27K
▼ Voted no211
205 Dem1 Rep
Finance & Insurance PAC receipts$2.6M
  • THE COUNCIL OF INSURANCE AGENTS & BROKERS POLITICAL ACTION COMMITTEE$375K
  • UBS AMERICAS INC. POLITICAL ACTION COMMITTEE (UBS PAC)$368K
  • NEW YORK LIFE INSURANCE COMPANY POLITICAL ACTION COMMITTEE$255K
  • AMERICAN BANKERS ASSOCIATION PAC (BANKPAC)$158K
  • +56 more Finance & Insurance PACs
Members covered120 / 211
Avg per covered$22K

See all 262 members and the full breakdown on the S.J.Res. 18 bill page →

This is an automatically generated timeline of dated public records. It states facts and implies nothing about any decision or motive. Correlation is not causation.

We report from public records and published reporting. Appearing here is not an allegation of wrongdoing.

Sources