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Money & Votes · Finance & Insurance

Finance & Insurance money and the vote on S.J.Res. 28

229 members who voted on S.J.Res. 28 took finance & insurance PAC money in the 2024 cycle. Here is how much each received, and how they voted.

· U.S. Wealth Watcher

264 members who cast a yes or no vote took finance & insurance PAC money in the 2024 cycle. The biggest recipients are shown; the full list is on the bill page.

This resolution cancels a rule from the Consumer Financial Protection Bureau (CFPB) that would have allowed the agency to supervise large companies offering digital payment apps, such as Venmo or PayPal. The rule defined which companies count as "larger participants" in the market for general-use digital consumer payment applications. By disapproving the rule, Congress prevents the CFPB from overseeing these companies under that specific regulation.

This affects users of digital payment apps and the companies that provide them. Without the rule, the CFPB cannot examine these companies' practices for consumer protection issues, such as error resolution or data privacy.

Major public companies this covers
  • AppleAAPL
  • AlphabetGOOGL
  • PayPalPYPL
  • BlockSQ
The vote

How the chamber split

219 yea · 211 nayPassed · 3 not voting
219 yes
211 no
The debate

What each side says

Supporters
  • The rule would have given the CFPB too much power over a fast-changing industry, potentially stifling innovation and competition.report
  • The CFPB's definition of 'larger participants' was too broad and could have included many companies that are not major players, creating unnecessary regulatory burdens.bill
  • Existing state and federal laws already protect consumers in digital payments, making this rule redundant.report
Critics
  • Without the rule, the CFPB cannot supervise large digital payment companies, leaving consumers vulnerable to unfair or deceptive practices.report
  • The rule was designed to close a gap in oversight, as digital payment apps handle billions of dollars but were not subject to the same supervision as banks.bill
  • Canceling the rule weakens consumer protections at a time when more people rely on digital payments for everyday transactions.report

Each point links to its source. The views are attributed to those sources, not stated as ours.

Money lens

Finance & Insurance money, split by party

▲ Voted yes219
0 Dem214 Rep
Finance & Insurance PAC receipts$3.9M
  • AMERICAN BANKERS ASSOCIATION PAC (BANKPAC)$646K
  • THE COUNCIL OF INSURANCE AGENTS & BROKERS POLITICAL ACTION COMMITTEE$359K
  • NEW YORK LIFE INSURANCE COMPANY POLITICAL ACTION COMMITTEE$263K
  • NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS POLITICAL ACTION COMM$239K
  • +53 more Finance & Insurance PACs
Members covered143 / 219
Avg per covered$27K
▼ Voted no211
206 Dem0 Rep
Finance & Insurance PAC receipts$2.7M
  • THE COUNCIL OF INSURANCE AGENTS & BROKERS POLITICAL ACTION COMMITTEE$385K
  • UBS AMERICAS INC. POLITICAL ACTION COMMITTEE (UBS PAC)$368K
  • NEW YORK LIFE INSURANCE COMPANY POLITICAL ACTION COMMITTEE$265K
  • AMERICAN BANKERS ASSOCIATION PAC (BANKPAC)$168K
  • +56 more Finance & Insurance PACs
Members covered121 / 211
Avg per covered$22K

See all 264 members and the full breakdown on the S.J.Res. 28 bill page →

This is an automatically generated timeline of dated public records. It states facts and implies nothing about any decision or motive. Correlation is not causation.

We report from public records and published reporting. Appearing here is not an allegation of wrongdoing.

Sources