Banking & FinancialFederal spending file

Commerce & housing credit

Mortgage guarantees, deposit insurance, and business credit: the government backstopping markets.

File · Money Read

What the money shows

The government spent $95.9B on Commerce & housing credit in 2025, which is 0.9% of all spending that year. Commerce & housing credit outlays are up 85.9% from 2017. OMB history lists Commerce & housing credit at 1.4% of federal outlays in 1962 and 0.9% in 2025. Department of Commerce, the largest agency in this category, handles 63.6% of its latest outlay. The linked lobbying register category is Banking & Financial.

Sources: USAspending · OMB Historical Tables

$96B

Latest outlay

$0.94

Of each $100

+86%

Since FY2017

Banking & Financial

Mapped sector

Agencies spending it

Latest fiscal year, top agencies from USAspending.

Department of Commerce$61B

Federal Communications Commission$12B

Federal Deposit Insurance Corporation$5.1B

Department of the Treasury$5.0B

Small Business Administration$2.6B

Consumer Financial Protection Bureau$2.6B

Department of Housing and Urban Development$2.5B

Securities and Exchange Commission$2.3B

Lobbying in this sector

Up to five leading banking & financial clients in the lobby register.

Share since 1962

OMB history plus live rows once ingested.

Bills moving money here

A sector-filtered doorway into the bills register.

Open bills in Banking & Financial >