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HR 1181 · 119th CongressIntroducedVoted Jul 14, 2026

Ban special credit card codes for gun stores

Banking & Financial

Sponsored by Riley M. Moore

The vote
221-201
+20 margin
Worked the bill
$572M
24 groups · their total 2025 lobbying
In the distance
$5.3M
election money · background
Summary

What the bill does

This bill stops credit card companies and payment processors from using special codes to identify gun stores. It also overrides any state or local laws that require such codes. The Attorney General would enforce the ban and handle complaints.

Why it matters

The stakes

Gun buyers and gun store owners are affected. The bill aims to keep purchase data private, but critics worry it could make it harder to track suspicious gun sales.

Major public companies this covers
  • VisaV
  • MastercardMA
  • American ExpressAXP
The vote

How the chamber split

221 yea · 201 nayPassed · 9 not voting
221 yes
201 no
Voted yes221
Rep 215Dem 5
Voted no201
Rep 1Dem 200
See how each member voted· all 422
Voted yes · 221
Aaron BeanR · FL
Andy BarrR · KY
Andy BiggsR · AZ
Ann WagnerR · MO
Ben ClineR · VA
Brad KnottR · NC
Brian JackR · GA
Chip RoyR · TX
Cory MillsR · FL
Don BaconR · NE
Gabe EvansR · CO
Jeff CrankR · CO
Jeff HurdR · CO
Jim JordanR · OH
Joe WilsonR · SC
John JoyceR · PA
Keith SelfR · TX
Kevin HernR · OK
Mike BostR · IL
Mike CareyR · OH
Mike EzellR · MS
Mike FloodR · NE
Mike KellyR · PA
Pat FallonR · TX
Randy FineR · FL
Ron EstesR · KS
Sam GravesR · MO
Tim MooreR · NC
Tom ColeR · OK
Tom EmmerR · MN
Tony WiedR · WI
Vince FongR · CA
Young KimR · CA
Adam GrayD · CA
Voted no · 201
Adam SmithD · WA
Al GreenD · TX
Ami BeraD · CA
Dave MinD · CA
Derek TranD · CA
Dina TitusD · NV
Ed CaseD · HI
Gabe AmoD · RI
Glenn IveyD · MD
Grace MengD · NY
Greg CasarD · TX
Ilhan OmarD · MN
Jason CrowD · CO
Jim CostaD · CA
Joe NeguseD · CO
Josh RileyD · NY
Judy ChuD · CA
Mark PocanD · WI
Mike LevinD · CA
Nellie PouD · NJ
Paul TonkoD · NY
Raul RuizD · CA
Ro KhannaD · CA
Ted LieuD · CA
The debate

What each side says

Supporters
  • The bill protects the privacy of law-abiding gun buyers by preventing payment networks from singling out gun stores with special codes.bill
  • It stops states and cities from creating their own tracking systems, ensuring a single national rule.bill
Critics
  • Without special codes, it becomes harder for banks and law enforcement to spot unusual buying patterns that might indicate illegal gun trafficking.report
  • The bill preempts state and local laws that were designed to help prevent mass shootings or straw purchases.bill

Each point links to its source. The views are attributed to those sources, not stated as ours.

Follow the money

From this bill outward

The bill

where every tie is measured from
HR 1181Ban special credit card codes for gun storesBanking & Financial

Who paid lobbyists to work it

Direct tie24 groups · their total 2025 lobbying
GroupIssues2025 lobbying
(all issues)
Has PAC?
VISA INC.Named in billBankingForeignDefense$11MVIPAC
STATE OF LOC NATION GLOBAL PUBLIC BENEFIT CORPORATIONAdvocacyOtherBanking$80MNo PAC
CHAMBER OF COMMERCE OF THE U.S.A.EnergyBankingForeign$70MNo PAC
NATIONAL ASSOCIATION OF REALTORSReal EstateBankingInsurance$54MNAORPAC
BUSINESS ROUNDTABLE INCEnergyBankingHealth$34MNo PAC
META PLATFORMS, INC. AND VARIOUS SUBSIDIARIESTechSports & MediaBanking$26MNo PAC
AMERICAN HOSPITAL ASSOCIATIONHealthOtherForeign$25MAHAP
AMERICAN MEDICAL ASSOCIATIONHealthForeignOther$23MNo PAC

Election money, in the distance

Background · not tied to this billBanking & Financial PACs -> the members who voted
▲ Voted yes221
5 Dem215 Rep
Banking & Financial PAC receipts$2.6M
  • AMERICAN BANKERS ASSOCIATION PAC (BANKPAC)$431K
  • AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS POLITICAL ACTION COMMITTEE$308K
  • UBS AMERICAS INC. POLITICAL ACTION COMMITTEE (UBS PAC)$208K
  • THE FARM CREDIT COUNCIL POLITICAL ACTION COMMITTEE$202K
  • ERNST & YOUNG POLITICAL ACTION COMMITTEE$173K
  • AMERICA'S CREDIT UNIONS PAC OF CREDIT UNION NATIONAL ASSOCIATION, INC.$154K
  • DELOITTE POLITICAL ACTION COMMITTEE$128K
  • MORTGAGE BANKERS ASSOCIATION POLITICAL ACTION COMMITTEE (MORPAC)$104K
  • REGIONS FINANCIAL CORPORATION POLITICAL ACTION COMMITTEE$90K
  • PRICEWATERHOUSECOOPERS POLITICAL ACTION COMMITTEE I$58K
  • THE GOLDMAN SACHS GROUP, INC. POLITICAL ACTION COMMITTEE$50K
  • STRUCTURED FINANCE COALITION POLITICAL ACTION COMMITTEE (STRUCTURED FINANCE PAC)$40K
  • FEDERAL BIPARTISAN VOLUNTARY PUBLIC AFFAIRS COMMITTEE OF THE PNC FINANCIAL SERVICES GROUP, INC. (PNC$38K
  • NATIONAL ASSOCIATION OF REAL ESTATE INVESTMENT TRUSTS, INC. POLITICAL ACTION COMMITTEE$38K
  • AMERICAN FINANCIAL SERVICES ASSOCIATION PAC$37K
  • WELLS FARGO AND COMPANY EMPLOYEES GOOD GOVERNMENT FEDERAL FUND II$30K
  • INVESTMENT COMPANY INSTITUTE POLITICAL ACTION COMMITTEE (ICI PAC)$30K
  • BANK OF AMERICA CORPORATION FEDERAL PAC$30K
  • U.S. BANCORP FEDERAL POLITICAL ACTION COMMITTEE$30K
  • AMERICAN INVESTMENT COUNCIL POLITICAL ACTION COMMITTEE$30K
  • CAPITAL ONE FINANCIAL CORP. ASSOC. POLITICAL FUND$30K
  • HUNTINGTON BANCSHARES INC. POLITICAL ACTION COMMITTEE (HBI-PAC)$25K
  • KPMG PARTNERS/PRINCIPALS AND EMPLOYEES PAC$22K
  • LASTING INVESTMENTS STRENGTHENING AMERICA PAC$20K
  • BLACKROCK FUNDS SERVICES GROUP LLC POLITICAL ACTION COMMITTEE (BLACKROCK PAC)$20K
  • VISA, INC. POLITICAL ACTION COMMITTEE$20K
  • THRIVENT FINANCIAL FOR LUTHERANS POLITICAL ACTION COMMITTEE$20K
  • AMERICAN EXPRESS COMPANY POLITICAL ACTION COMMITTEE (AXPPAC)$20K
  • THE CAPITAL GROUP COMPANIES INC POLITICAL ACTION COMMITTEE$20K
  • SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION POLITICAL ACTION COMMITTEE$20K
  • ALLY FINANCIAL INC. ADVOCACY POLITICAL ACTION COMMITTEE$20K
  • FMR LLC POLITICAL ACTION COMMITTEE - FEDERAL (FIDELITY PAC)$19K
  • CITIGROUP INC. PAC - FEDERAL (CITI PAC - FEDERAL)$17K
  • WESTERN ALLIANCE BANCORPORATION POLITICAL ACTION COMMITTEE (WABPAC)$15K
  • CADENCE BANK PAC$13K
  • PINNACLE WEST CAPITAL CORPORATION PAC$12K
  • REVENUE BASED FINANCE COALITION, INC. POLITICAL ACTION COMMITTEE$10K
  • SMALL BUSINESS INVESTOR ALLIANCE PAC$10K
  • CITIZENS FINANCIAL GROUP, INC. POLITICAL ACTION COMMITTEE (CITIZENS PAC)$10K
  • SCHOOLSFIRST FEDERAL CREDIT UNION EMPLOYEES FEDERAL PAC$10K
  • THE CARLYLE GROUP INC. PAC (AKA 'CARLYLE PAC')$10K
  • THE SURETY & FIDELITY ASSOCIATION OF AMERICA POLITICAL ACTION COMMITTEE$10K
  • COMMERCIAL REAL ESTATE FINANCE COUNCIL PAC$10K
  • BREAD FINANCIAL HOLDINGS, INC. PAC (AKA BREAD FINANCIAL PAC)$10K
  • FINANCIAL SERVICES INSTITUTE PAC$8K
  • FIFTH THIRD BANCORP FEDERAL POLITICAL ACTION COMMITTEE$8K
  • NATIONAL VENTURE CAPITAL ASSOCIATION VENTUREPAC$6K
  • ATOMIC CREDIT UNION POLITICAL ACTION COMMITTEE (ACU PAC)$6K
  • TRUIST FINANCIAL CORPORATION FEDERAL PAC (FORMERLY SUNTRUST BANKS, INC. POLITICAL ACTION COMMITTEE)$5K
  • ZIONS BANCORPORATION PAC$5K
  • FIRST CAPITAL PAC$4K
  • LPL FINANCIAL LLC POLITICAL ACTION COMMITTEE (LPL PAC)$3K
  • AMERICAN SECURITIES ASSOCIATION POLITICAL ACTION COMMITTEE$1K
Members covered140 / 221
Avg per covered$19K
▼ Voted no201
200 Dem1 Rep
Banking & Financial PAC receipts$2.7M
  • DELOITTE POLITICAL ACTION COMMITTEE$305K
  • ERNST & YOUNG POLITICAL ACTION COMMITTEE$274K
  • AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS POLITICAL ACTION COMMITTEE$247K
  • AMERICAN BANKERS ASSOCIATION PAC (BANKPAC)$231K
  • UBS AMERICAS INC. POLITICAL ACTION COMMITTEE (UBS PAC)$195K
  • PRICEWATERHOUSECOOPERS POLITICAL ACTION COMMITTEE I$188K
  • KPMG PARTNERS/PRINCIPALS AND EMPLOYEES PAC$110K
  • AMERICA'S CREDIT UNIONS PAC OF CREDIT UNION NATIONAL ASSOCIATION, INC.$108K
  • MORTGAGE BANKERS ASSOCIATION POLITICAL ACTION COMMITTEE (MORPAC)$87K
  • INVESTMENT COMPANY INSTITUTE POLITICAL ACTION COMMITTEE (ICI PAC)$79K
  • THE FARM CREDIT COUNCIL POLITICAL ACTION COMMITTEE$71K
  • ALLY FINANCIAL INC. ADVOCACY POLITICAL ACTION COMMITTEE$66K
  • BANK OF AMERICA CORPORATION FEDERAL PAC$58K
  • THRIVENT FINANCIAL FOR LUTHERANS POLITICAL ACTION COMMITTEE$50K
  • NATIONAL ASSOCIATION OF REAL ESTATE INVESTMENT TRUSTS, INC. POLITICAL ACTION COMMITTEE$48K
  • WESTERN ALLIANCE BANCORPORATION POLITICAL ACTION COMMITTEE (WABPAC)$45K
  • BLACKROCK FUNDS SERVICES GROUP LLC POLITICAL ACTION COMMITTEE (BLACKROCK PAC)$38K
  • MORGAN STANLEY POLITICAL ACTION COMMITTEE$35K
  • STRUCTURED FINANCE COALITION POLITICAL ACTION COMMITTEE (STRUCTURED FINANCE PAC)$30K
  • PINNACLE WEST CAPITAL CORPORATION PAC$30K
  • AMERICAN INVESTMENT COUNCIL POLITICAL ACTION COMMITTEE$30K
  • SYNCHRONY FINANCIAL EMPLOYEES POLITICAL ACTION COMMITTEE (SYNCPAC)$30K
  • AMERICAN EXPRESS COMPANY POLITICAL ACTION COMMITTEE (AXPPAC)$29K
  • REGIONS FINANCIAL CORPORATION POLITICAL ACTION COMMITTEE$28K
  • AMERICAN FINANCIAL SERVICES ASSOCIATION PAC$28K
  • CAPITAL ONE FINANCIAL CORP. ASSOC. POLITICAL FUND$20K
  • U.S. BANCORP FEDERAL POLITICAL ACTION COMMITTEE$20K
  • THE CAPITAL GROUP COMPANIES INC POLITICAL ACTION COMMITTEE$20K
  • CITIGROUP INC. PAC - FEDERAL (CITI PAC - FEDERAL)$15K
  • LIVE OAK BANK POLITICAL ACTION COMMITTEE$13K
  • SMALL BUSINESS INVESTOR ALLIANCE PAC$13K
  • LPL FINANCIAL LLC POLITICAL ACTION COMMITTEE (LPL PAC)$10K
  • COMMERCIAL REAL ESTATE FINANCE COUNCIL PAC$10K
  • SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION POLITICAL ACTION COMMITTEE$10K
  • UNITED WHOLESALE MORTGAGE PAC (UWM PAC)$10K
  • FMR LLC POLITICAL ACTION COMMITTEE - FEDERAL (FIDELITY PAC)$10K
  • HUNTINGTON BANCSHARES INC. POLITICAL ACTION COMMITTEE (HBI-PAC)$10K
  • THE CARLYLE GROUP INC. PAC (AKA 'CARLYLE PAC')$10K
  • FIDELITY NATIONAL FINANCIAL INC PAC 2001$10K
  • BREAD FINANCIAL HOLDINGS, INC. PAC (AKA BREAD FINANCIAL PAC)$10K
  • BMO FINANCIAL CORP GOOD GOVERNANCE FUND: FEDERAL (BMO PAC)$10K
  • FINANCIAL SERVICES INSTITUTE PAC$10K
  • THE GOLDMAN SACHS GROUP, INC. POLITICAL ACTION COMMITTEE$10K
  • CITIZENS FINANCIAL GROUP, INC. POLITICAL ACTION COMMITTEE (CITIZENS PAC)$8K
  • THE SURETY & FIDELITY ASSOCIATION OF AMERICA POLITICAL ACTION COMMITTEE$8K
  • FIFTH THIRD BANCORP FEDERAL POLITICAL ACTION COMMITTEE$8K
  • TRUIST FINANCIAL CORPORATION FEDERAL PAC (FORMERLY SUNTRUST BANKS, INC. POLITICAL ACTION COMMITTEE)$5K
Members covered110 / 201
Avg per covered$24K

Lobbying filings, contributions, and votes are public records shown side by side. The further down the chain, the further the money is from this bill. This page does not assert that money caused any vote.